I became debt free except for my mortgage afteer my first class. I think people will listen to you even if you are in debt. The key is following the plan. It would benefit you to go thru the 13 week class and then in my opinion you would be ready to facilitate a class.
"Work is love made visible. And if you cannot work with love but only with distaste, it is better that you should leave your work and sit at the gate of the temple and take alms of those who work with joy. For if you bake bread with indifference, you bake bitter bread that feeds but half a man's hunger. And if you grudge the crushing of grapes,
your grudge distills a poison in the wine. And if you sing though as angels, and love not the singing, you muffle man's ears to the voices of the day and the voices of the night." --Kahlil Gibran
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